Monday, August 4, 2008

Gas Rewards Cards - Earn Cash at the Pump

These days, the price of funny t shirts can make filling up a painful experience for your wallet. If you find yourself budgeting more and more for fuel each month, a gas rewards credit card may be the perfect solution. With options such as cash back programs, gas rebates and more, you can find the best gas rewards credit cards for your traveling needs.

How They Work

Gas credit cards are similar to other rewards credit cards. You Marijuana testing benefits when you make purchases. In addition to offering rewards for gas purchases, some gas credit cards also include rewards for auto maintenance and other items. These may come in the form of points earned for every dollar spent. In other instances, a certain percentage of each purchase is given to you as cash or in a rebate form. Some gas rewards credit cards offer up to 5% cash back, which is hard to find in other rewards credit cards. If you earn 5% cash back, and spend $300 in gas, you can expect $15 in return. That can add up fast ortho evra patch a long commute or many hours of highway time.

What to Remember

Before you apply, youll want to research your options and evaluate your credit situation. Here are a few other factors to keep in mind:

- The interest rate: Many gas rewards credit cards come with an initial low or 0% interest rate. However, after an introductory period, a regular APR sets in. Sometimes this is higher than other credit cards. If you pay off the balance each month, this will not affect your savings on gas.

- The rewards system: Some cards grant higher rewards for gas purchases. Others include benefits for all purchases. Understanding what these are will help you plan before you fill out an application.

- Additional terms: All credit cards come with certain terms and conditions. Youll want to be aware of the fine print, which will list annual fees, the amount of late fee charges, and how rewards are distributed. For example, the phrase up to 1% may mean that you will not initially earn 1% cash back. You may earn that percentage only after spending a certain amount of money. Captain America being aware of these conditions, you will be able to better manage your finances.

Determining which Gas Rewards Card is Right for You

A gas rewards credit card may be a perfect fit for your budget, especially if you spend a lot of time on the road. As you conduct your search, consider the Discover Krofft Supershow Road gas rewards credit card. This card offers 5% cash back on gas and auto maintenance purchases. As an added bonus, youll start off with 0% APR for up to 12 months.

Another card to consider is the Chase PerfectCard MasterCard. For the first 90 days, youll receive 6% in rebates for all gas purchases. After that youll get 3% in rebates from any gas station. This credit card also includes 1% in rebates for other purchases.

Once you receive a gas rewards credit card, youll find the benefits add up quickly. Use the card for car-related expenses, and consider using it for other purchases if youll get additional rewards. Your gas budget will thank you.

Copyright Ed Vegliante. Free online reprints of this article are allowed provided the resource box remains intact with a live link back to credit-card-surplus.com

Click Here to Find credit-card-surplus.com/gas-rewards-credit-cards.phpGas Rewards Credit Cards.

Ed Vegliante runs the website Credit-Card-Surplus.comCredit-Card-Surplus.com, a well organized credit card directory enabling the consumer to compare and apply for a variety of credit card offers. View more credit-card-surplus.com/articles.phpCredit Card Articles.

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